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Everything you need to know before signing a contract

Every home sale starts with a real estate purchase agreement-a legally binding contract signed by home buyers and sellers that confirms that they agree upon a certain purchase price, closing date, and other terms. While the forms and wording vary across the country, there are certain words common to all that you'll want to have down, cold. Why? Because they spell out crucial info such as how much money you're paying, when you pay it, under what conditions you can back out o

9-step guide to financing your dream home

Not everyone is fortunate enough to be able to purchase a house with cash. Most of us have to have some financial help from our friendly bankers and/or mortgage lenders. There are a bunch of companies out there that are more than willing to sit down with you and go over your finances. You need to get a clear idea of what you are spending right now. Total all your expenses like rent, utilities, insurance,car payments, gas, child care, gymnastics, pilates, lunches, evening